HKC lending is a financial service in cooperation with a third-party lending company, providing you with loans to meet short-term liquidity funding needs.

The loan procedure is as simple as possible. As long as you have a HKC account. You need to make sure that you have enough collateral assets in your HKC account for the loan, agree to the terms and apply for the loan, and then find customer service for confirmation

The borrowed tokens can be traded in any transaction on HKC (leverage trading, contract trading, pledge mining)

Yes, you can withdraw the borrowed assets, but please note that your repayment cannot be deducted from the HKC account. You need to complete the repayment before you can withdraw the function

The borrowed coins can be issued in popular currencies such as USDT, BTC, ETH, etc., and will be issued to your total assets within 24 hours after the loan review is completed

Currently, the loan period is set to 7 days, 14 days, 30 days and 60 days, and users can return the borrowed tokens at any time. If you have any questions, please contact customer service for detailed consultation

Yes, you can repay the loan with an equal amount of BTC, ETH or USDT

The interest is calculated based on the actual loan time (less than one month is calculated as one month). The monthly interest rate is 0.01. (For example, if you borrow $100,000, then your monthly repayment interest is $1,000)

The last 3 days of each month are the last repayment day. Of course, you can also complete the repayment in advance. If the last 3 days of the month fall on Saturday, Sunday, or a public holiday, the repayment date will be postponed by 1-3 days

You can repay the loan in advance. You can find customer service to apply for early repayment to complete this operation.

If you repay in advance, it exceeds $3,000 (or $3,500 or 3,500 euros). The total repayment amount (including fees) cannot exceed the amount you must repay at the end of the original period. This means that in the case of early repayment, you must repay the same amount.

Please contact customer service, who will provide you with a dedicated repayment account

Automatic repayment is not currently supported.

To avoid missing the loan repayment date, customer service will repeatedly notify you before the repayment date. If you miss the repayment date, your loan will be automatically extended for 7 days. In this case, you will be charged an additional overdue interest of 0.025 of the loan amount

If you miss a payment at the end of the extended period, your credit limit will be extended again for 7 days. In this way, the loan can be extended as many times as you wish, while your collateral is sufficient to secure the debt. Please note that you need to pay for each extension of the loan. Your loan debt increases with each extension, and you must pay the overdue interest first at each extension, please note! If you fail to pay overdue interest or repay the principal for a long time, your account may be frozen.